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         Filing for United States Bankruptcy Code Protection
 
Bankruptcy is a federal law which trumps individual State collection laws. Bankruptcy is not something new – the law has been around since the 1800s.  Although the law has been amended from time to time, the goals remain the same:  to give you a “fresh start” and treat creditors equally.  Eliminating your legal responsibility to pay debts through a bankruptcy discharge allows you breathing room to focus on paying regular monthly expenses like food, rent, mortgage, clothes, etc.  The reasons for filing vary; however, the most common are job loss, medical bills, and divorce.  We handle Chapter 7 Liquidations, Chapter 13 Debt Adjustment Plans, Small Business Restructuring, and Chapter 11 Corporate Reorganization.